KSD participates in the School Employee Benefits Board (SEBB) through Washington’s Health Care Authority (HCA). Eligible employees pay a portion of their medical care cost through monthly payroll deduction. All employee health insurance plans and premiums include dental and vision benefits. Our insurance package includes:

• Medical care
• Vision care
• Dental care
• Basic Life Insurance and Accidental Death and Dismemberment (AD&D) Insurance
• Long-Term Disability (LTD) plan

To enroll in your medical, vision and dental benefit coverage as a new KSD employee, you will use Benefits 24/7.

SEBB Home Page   New / Newly Eligible Employee Enrollment   SEBB Benefits 24/7

The Voluntary Employees Beneficiary Association (VEBA) is a type of group health plan you can use to reimburse out-of-pocket medical expenses.

Register your VEBA Account  VEBA Limited Coverage Form (for those on Medicare or Medicare Eligible)  VEBA Brochure

Eligible employees are automatically enrolled in life and accidental death and dismemberment (AD&D) insurance. You do not need to provide evidence of insurability (proof of good health). There is no cost for this coverage.

• Basic life insurance covers you and pays your designated beneficiaries in the event of your death.
• Basic AD&D insurance provides extra benefits for certain injuries or death resulting from a covered accident.

Employees may also enroll in supplemental life and supplemental AD&D insurance at the employee’s expense. You may enroll in supplementary life insurance at any time, however, you must provide evidence of insurability if applying 31 days after you become eligible for SEBB benefits or if changing benefits 60 days after the date of eligible change.

SEBB Life Insurance information  Supplmental Life Insurance Rates  MetLife’s MyBenefits Portal  Life Insurance Enrollment Change Form

LTD insurance protects a portion of your salary if you are unable to work due to serious injury or illness. When you enroll in LTD coverage, it pays you a percentage of your monthly earnings if you become disabled.

• If eligible, you will automatically be enrolled in employer-paid LTD insurance. There is no cost for this coverage.
• You will also be automatically enrolled in an employee-paid LTD plan that covers 60% of your insured income (your monthly insured earnings before you become disabled, up to $16,667). You pay for this coverage. At any time, you can reduce to a 50% coverage level or decline the employee-paid coverage using Benefits 24/7.

SEBB LTD information  Benefits 24/7  Long Term Disability Claim Forms

Eligible employees participate in a retirement plan through the State of Washington's Department of Retirement Systems (DRS). Both KSD and the employee contribute monthly to the retirement plan. The percentage of contribution depends upon the plan selected.

Employees previously members are not required to complete the retirement form. All employees in eligible positions must participate. An eligible employee is defined as:

• Plan 1 – (member prior to October 1, 1977) – normally requires at least 70 hours of compensable service per month for five consecutive months of employment per year.
• Plan 2 – (member after October 1, 1977) – normally requires at least 90 hours of compensable service per month for five consecutive months of employment per year.
• Plan 3 – (member hired after September 1, 2000) – normally requires at least 70 hours of compensable service per month for five consecutive months of employment per year.

Washington State Department of Retirement Services

Kennewick School District offers a Tax-Sheltered Annuity (TSA) plan to its employees as a benefit of employment. Section 403(b) of the Internal  Revenue Code (IRC) authorizes this plan. 

Tax Sheltered Annuities 403(b) Salary Reduction Agreement

The Deferred Compensation Program (DCP) is a special type of savings program that helps you invest for the retirement lifestyle you want to achieve—a lifestyle that might be hard to reach with just your pension and Social Security. DCP is an IRC Section 457(b) plan administered by the Washington State Department of Retirement Systems (DRS). DCP is similar to a 403b program.

DRS: What is DCP?  DCP Overview  DCP Enrollment Guide

Flexible Spending Arrangements are offered through SEBB and administered by Navia. The SEBB Program offers two types of FSA: an FSA and a Limited Purpose FSA.You must enroll in a FSA for each plan year you want to participate.

SEBB FSA information   How to enroll

Set aside pretax money from your paycheck to help pay for child care or elder care expenses. Generally, DCAP is available to school employees who are expected to work at least 630 hours during the school year.

SEBB DCAP information   How to enroll